Motor vehicle crashes can be traumatizing for those involved. However, what can make the situation even more distressing is when the motorist responsible for the collision leaves the scene. Not only are the victims of this horrific crash left to handle the repercussions on their own, but most times, they are left with countless questions about their next steps.
What is a Hit-and-Run Accident in Indiana?
The term “hit and run” refers to a situation in which a driver causes damage to another person or another person’s vehicle and then leaves the scene without stopping to provide the other driver with their information, such as name and insurance.
Recovering Damages Following a Hit-and-Run Accident in Indiana
Following a hit-and-run accident, if the motorist can be identified, accident victims may be able to pursue a claim against their insurance or try to file a personal injury lawsuit. However, if the motorist cannot be found, victims may have to look elsewhere to obtain coverage, including through the following insurance policies:
Uninsured Motorist (UM) Coverage
Uninsured motorist coverage provides protection for those who are involved in an accident with a driver who does not have automobile insurance. This insurance can provide coverage for damages sustained as a result of an accident in which the at-fault motorist flees the scene.
Personal Injury Protection Coverage
Personal injury protection (PIP) offers coverage up to a certain amount regardless of who is responsible for the accident. However, whether or not PIP will cover a hit-and-run accident will depend on the individual’s policy.
MedPay Coverage
Medical payments coverage, also known as MedPay, is an optional type of car insurance in Indiana. Those who have MedPay can cover medical expenses for themselves, other drivers on their policy, and their passengers after a car accident, regardless of fault.
How Much Will a Hit-and-Run Accident Be Worth in Indiana?
Following an accident, no attorney can tell you exactly how much compensation you can obtain. As each case is unique, several factors can affect the value of a case, including the following:
- The type of injuries involved
- The medical treatments that are needed now and, in the future
- Whether the accident resulted in permanent injuries
- Whether the accident resulted in property damages
- Whether the accident victim can work following the accident
- Whether the accident victim can perform daily activities following the crash
- Whether the accident victims need additional help or services after the accident, such as cleaning or grocery shopping services
- The credibility of the evidence presented
To better understand how these factors can impact your legal claim, consider speaking with an experienced Indiana hit-and-run accident attorney. These legal professionals can determine which of these things can influence your case, and in response, prepare a strong legal case to go after the damages you deserve.
Taking Action After a Hit-and-Run Accident in Indiana?
After a hit-and-run accident, the last thing you want to do is chase after the driver who hit you, as this is not only dangerous but can also result in criminal charges. Instead, consider taking the following steps:
- Contact 911: Your priority after an accident is getting medical help. Calling 911 will not only get you the medical care you need, but the police can also come and investigate the situation and prepare a police report.
- Gather Evidence: If possible, write down as many details about the other vehicle that fled, including the color of the car, its make, and model.
- Find Witnesses: Check the scene. If there are bystanders, get their contact details, as these individuals may be able to provide information to help with your legal claim.
Learn More About Your Legal Options After a Hit-and-Run, Contact Kaushal Law Today
If you or a loved one suffered harm in a hit-and-run accident in Indiana, do not wait any longer to get legal help. Contact Kaushal Law today to review your case for free.
